With our fixed interest rates and flexibility of finance plans your new Kia has never been more accessible.
Applying for a finance plan through FJ Chalke is easy; we will support you in choosing the right plan for your needs.
Read on for an overview of one our most popular products; Personal Contract Purchase.
At the start of the agreement we’ll set an optional final payment for your car, this will be based upon your chosen agreement term and approximate annual mileage.
You pay a deposit and then make monthly repayments based on the outstanding loan balance less the optional final payment.
At the end of the monthly repayment period you’ll have three options:
Pay the optional final payment and take ownership of the car
Hand back the car with nothing more to pay. Subject to mileage and fair wear and tear. If electing to hand the vehicle back at the end of contract, any mileage in excess of the agreed limit will be chargeable at 9p per mile (Inc. VAT) for all models.
Part exchange the car and use any equity as a deposit on your next car (if any available, which cannot be guaranteed)
What else do I need to know?